That’s right you read that correctly; we do not charge you a penny, ever…. Our service is completely free, so you have nothing to lose in talking to us.
We like to have a brief meeting with you, using Microsoft Teams, so that you can meet your adviser and get comfortable with the person that will advise you, and process your mortgage application. We are happy to hold meetings in the evenings (we regularly have meetings after 7pm); we will fit around your work / family routine.
During the meeting, your adviser will get an understanding of your requirements, personal details, and future aspirations.
We will email a recommendation of the lender and mortgage product that we believe is the most suitable to you, shortly after your meeting (normally the same day).
After the meeting we will request that you send us some supporting documentation via our secure online portal; this is likely to be passport or driving licence; proof of income; bank statements and a copy of your current mortgage statement (if you have a mortgage); this is so we can check your eligibility for the mortgage we have recommended.
Once your documents have been assessed, usually the same day of receipt, we will send a further email to confirm the lender and product available. If you are happy to proceed, you simply reply to the email, and we will start the mortgage application process on your behalf.