About US

We are qualified “whole of market” CeMAP mortgage and protection advisers. With a combined 50 years in the industry.

What this means is we cover the entire mortgage and protection market regardless of your circumstances.

There are plenty of things we enjoy doing such as running, cycling, paddleboarding, hiking, just exercising in general. Feel free to ask any questions if you’re interested.

Are we right for you?

What we'll need from you

What you'll get in return

Ready to get the ball rolling?


We offer a free meeting to discuss your needs and we'll make our own recommendations off the information you provide.

We’ll then do the following:

  • Work out which lender is best suited for your needs and which lender you also qualify with, saving you having to make multiple applications to various lenders.
  • Use each lender’s individual calculators to confirm you fit on their affordability criteria.
  • Then work out what the best rate/overall costs are between a range of products available within the market
  • Offer another meeting to go through the paperwork, saving you having to go through this with the lender for a couple of hours over the phone or in branch
  • Package the case and put it forward to the lender in the best way to enable them to say yes without any problems or delay
  • Document everything and cover the risks should anything be wrong
  • Chase everything through to completion and keep you and your solicitors updated throughout
  • Upload documents they require which saves you having to visit their branch or posting documents
  • Find the cheapest solicitor on the lender’s panel and deal with them directly so you do not have to. This includes us certifying all your documentation so you do not have to visit a solicitor’s office.
  • Keep records on file to make any additional borrowing in the future a quicker and easier transition.

This may sound like a lot but we can assure you we will make the mortgage application process hassle-free and very quick.


Self Employed?

Only 1 years accounts? Or previous 2 years figures are low?
Not an issue!

Bad Credit?

Do you have CCJs, Defaults or Late Payments?
Not an issue!

No Deposit?

Do you have a small deposit or none at all?
Not an issue!


Used Dan to remortgage and change my life insurance policy. On both he saved me money. Dan was as always very professional and made the process both simple and easy to understand from start to finish. Would recommend to others and will use again in the future.

Ashley W - Berden